Chase offers a diverse portfolio of credit cards tailored to meet various financial needs, from travel rewards to cash back and business expenses. This guide delves into the top Chase credit cards of 2025, highlighting their features, benefits, and ideal users.
1. Chase Sapphire Preferred® Card
Best for: Overall mid-tier travel rewards
The Chase Sapphire Preferred® Card continues to be a favorite among travelers for its robust rewards and flexible redemption options. Cardholders earn:
- 5x points on travel purchased through Chase Ultimate Rewards®
- 3x points on dining, select streaming services, and online grocery purchases
- 2x points on other travel purchases
- 1x point on all other purchases
Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®, and can also be transferred to various airline and hotel partners. With a reasonable annual fee of $95, it’s an excellent choice for those seeking valuable travel rewards without a premium price tag.
2. Chase Sapphire Reserve®
Best for: Premium travel rewards
For frequent travelers desiring luxury perks, the Chase Sapphire Reserve® offers:
- 10x points on hotels and car rentals booked through Chase Ultimate Rewards®
- 5x points on flights booked through Chase Ultimate Rewards®
- 3x points on other travel and dining
- 1x point on all other purchases
Cardholders receive a $300 annual travel credit, Priority Pass Select membership for airport lounge access, and points worth 50% more when redeemed for travel through Chase Ultimate Rewards®. The card has a $550 annual fee, justified by its extensive benefits.
3. Chase Freedom Unlimited®
Best for: Flexible cash back
The Chase Freedom Unlimited® is ideal for those seeking straightforward cash back with:
- 5% cash back on travel purchased through Chase Ultimate Rewards®
- 3% cash back on dining and drugstore purchases
- 1.5% cash back on all other purchases
With no annual fee, this card offers versatile rewards that can be combined with other Chase cards for enhanced value.
4. Chase Freedom Flex®
Best for: Rotating bonus categories
The Chase Freedom Flex® provides:
- 5% cash back on up to $1,500 in combined purchases in rotating quarterly categories (activation required)
- 5% cash back on travel purchased through Chase Ultimate Rewards®
- 3% cash back on dining and drugstore purchases
- 1% cash back on all other purchases
This no-annual-fee card is perfect for those who can maximize rewards by aligning spending with the rotating categories.
5. Ink Business Preferred® Credit Card
Best for: Business travel rewards
Tailored for business owners, the Ink Business Preferred® Credit Card offers:
- 3x points on the first $150,000 spent annually on travel and select business categories
- 1x point on all other purchases
Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®, and can be transferred to various airline and hotel partners. The card has a $95 annual fee, making it a cost-effective option for businesses seeking travel rewards.
6. Ink Business Unlimited® Credit Card
Best for: Flat-rate cash back for businesses
The Ink Business Unlimited® Credit Card provides:
- 1.5% cash back on all purchases
With no annual fee, it’s suitable for businesses preferring a simple, flat-rate rewards structure.
7. Ink Business Cash® Credit Card
Best for: Bonus cash back on office supplies
This card offers:
- 5% cash back on the first $25,000 spent annually at office supply stores and on internet, cable, and phone services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other purchases
With no annual fee, it’s ideal for businesses with significant spending in these categories.
8. Southwest Rapid Rewards® Priority Credit Card
Best for: Frequent Southwest Airlines travelers
This card provides:
- 2x points on Southwest purchases
- 1x point on all other purchases
Cardholders enjoy benefits like a $75 annual Southwest travel credit, four upgraded boardings per year, and 7,500 anniversary points. The annual fee is $149, which frequent Southwest travelers can offset through the card’s perks.
Why the Chase Sapphire Preferred Card is a Must
Introduction The Chase Sapphire Preferred card is often celebrated as one of the best travel credit cards available today. It’s packed with features that appeal to frequent travelers and rewards newcomers alike. Whether you’re dreaming of international adventures, exploring new cities, or looking to make the most of everyday spending, this card can significantly enhance…
Continue Reading Why the Chase Sapphire Preferred Card is a Must
Get the Best Chase Sapphire Preferred Card
Why Chase Sapphire Preferred Card is the Ultimate Choice for Credit Card Points Why Chase Sapphire Preferred card Are you looking to maximize your credit card rewards and travel benefits? Look no further than the Chase Sapphire Preferred Card. This card is renowned for its generous rewards program, especially when it comes to points that…